If the household encounters a loss of income, it can be devastating to the family. Among factors affecting employment risk, government effectiveness and the legal and regulatory system appear to be the most important. At Casual Connect Europe 2011, this year in Hamburg, February 8-10, attendees can learn all about games for i - Phone, Social, Android, Flash, Browser MMO, and Download Games. "[Source credit: "The Care Center - Child and Adolescent Resources for Howard County Families" brochure. On the other hand, depression can also cause you to sleep much too much.